.bg {
	background-image: url(images/Insurance_bg_4.jpg);
	background-repeat: no-repeat;
	background-position: center bottom;
}
.text_hg_18 {
	font-size: 12px;
	line-height: 20px;
	color: #0A40A2;
	word-spacing: 8px;
	letter-spacing: 2px;
}
.text_hg_18_red {
	font-size: 12px;
	line-height: 18px;
	color: #ff0000;
	text-indent: 2em;
}
.text_hg_15 {
	font-size: 12px;
	line-height: 18px;
	color: #ff0000;
}
.text_hg_16 {
	font-size: 12px;
	line-height: 16px;
	color: #000000;
	text-indent: 2em;
}
.text{
	font-size: 12px;
	line-height: 16px;
	color: #000000;
}
a:link {
	color: #000000;
	font-size: 12px;
	text-decoration: none;
	
}
a:visited {
	color: #000000;
	font-size: 12px;
	text-decoration: none;
	
}
a:hover {
	color: #ff0000;
	font-size: 12px;
	text-decoration: underline;
	
}
a:active {
	color: #000000;
	font-size: 12px;
	text-decoration: none;
	
}